Payments in Poland, 2020 Report
Poland's payment market had been growing fast until early 2020 when the trend came to an abrupt halt due to covid19 related business closures and highly reduced economic activity. While the total number of payments in Poland exceeded 8.8 billion in 2019, after increasing over 17% yoy, it is expected to stagnate and fall slightly in 2020.
Outlook
It can be expected that after the temporary stagnation in payment volumes, triggered by covid-19, the payment industry in Poland will gradually resume the growth. This will be, in particular, an effect of strong growth in eCommerce, replacing traditional, cash-intensive retail (B&M). Consequently, the very payment methods which are heavily used on the Internet are likely to benefit the most.
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Table of contents
Executive Summary
1. Payments in Poland and in Europe
Slide 1: Consumer markets in Europe, 2019
Slide 2: Total payments in Poland, structure by type, 2015-2020F
Slide 3: Total payments: Europe vs. Poland, structure by type, 2019
Slide 4: Card payment volumes in Europe & in Poland (1/2), 2017-2019
Slide 5: Card payment volumes in Europe & in Poland (2/2), 2019
2. Payments and payment infrastructure in Poland
Slide 6: Card payments in Poland, 2015-2020F
Slide 7: POS infrastructure evolution in Poland, 2015-2020 H1
Slide 8: ATM networks in Poland, 2015-2020 H1, Top ATM operators
Slide 9: Cash withdrawals in Poland, 2015-2020F
Slide 10: Cash in circulation and interest rates in Poland, 2012-Sep.2020
Slide 11: Cards issued in Poland, 2015-20H1, split by type & brand, 2020H1
Slide 12: Cards/terminals in Poland by functionality, 2016-2020 H1
Slide 13: Top issuers of payment cards in Poland, 2020 H1
Slide 14: Automated Clearing House (ACH) in Poland; Transaction volumes: ELIXIR, Express ELIXIR, SORBNET2, BlueCash, BLIK, 2014-2020H1
Slide 15: Overview of mobile payments in Poland by origin of funds, 2020 H1
Slide 16: Key banks and mobile payment services supported, 2020 H1
Slide 17: Evolution of online/mobile banking users 2018-2020 H1
Slide 18: Number of cards used in mobile payments/wallets, 2020 H1
Slide 19: PSD2 – first implementations in Poland
3. Retail landscape (merchants) and payment methods
Slide 20: Brick&mortar (b&m) vs. online retail landscape, 2019
Slide 21: Key payments methods available in B&M and in online retail, 2020
Slide 22: Survey on payment methods in 58 large online stores, Oct. 2020
Slide 23: Online merchants & payment methods– case (1/3): Allegro
Slide 24: Online merchants & payment methods– case (2/3): RTVEuroAGD
Slide 25: Online merchants & payment methods– case (3/3): empik.com
Slide 26: Key players in specialized mobile payments in public /municipal transportation, 2019
4. Key players by segment
Slide 27: Mobile payments (1/3): BLIK
Slide 28: Mobile payments (2/3): Google Pay
Slide 29: Mobile payments (3/3): Apple Pay
Slide 30: Digital wallets (1/2): MasterPass
Slide 31: Digital wallets (2/2): VISA Checkout
Slide 32: Payment aggregators (1/2): Przelewy 24/Dotpay/eCard
Slide 33: Payment aggregators (2/2): PayU
Slide 34: Digital wallet with hybrid funding: PayPal
5. Forecast
Slide 35: Total payments in Poland forecast (2022)
End of report.
Payments in Poland, 2020